Original Medicare vs. Medicare Advantage: The Two Paths

There are two ways to get your Medicare insurance. I'm going to explain it in about 60 seconds. Hi, I'm Julianne Dickey, We Care Medicare, your local Medicare insurance advocate.

Path one is Original Medicare, Parts A and B. This acts as your primary. Most people add a Medicare Supplement and a separate drug plan.

The Medicare Supplement, also called Medigap insurance. There are many plans to choose from, and I help you choose the right one. Path two.

Medicare Advantage. This is a private plan that has equivalent to A and B, and usually includes your Part D, all in one card. The differences that matter are networks, referrals, co-pays, out-of-pocket limits, premiums versus co-pays, and extra benefits like dental and vision.

Neither path fits everyone. Your doctors and prescriptions decide, not the ads. Bring me your doctors and we'll compare.

Let's make Medicare make sense together.