Medicare Insurance Expert who truly cares.

Hi, I'm Julianne Dickey, We Care Medicare, your local Medicare insurance advocate. Medicare is four letters A, B, C, and D. Here's all of it in one minute.

A is your hospital, inpatient stays, skilled nursing, hospice are all included. Most people do not pay a premium for Part A, unless they have not paid into their Social Security, then there is a premium. Part B is your medical, your doctors, nurses, technicians, outpatient care, anyone who administers any sort of care to you will fall under Part B.

And there is a premium and a yearly deductible. C is your Medicare Advantage plans. These are private insurance companies that bundle A and B together and usually include your Part D.

And then the last one, D is your prescription plan. These are also through private insurance companies. There are several plans to choose from, and they are all based on what you're currently taking.

That's the skeleton of it. When you're ready for more details, that's what I'm here for. Give me a call.

Let's make Medicare make sense together.

Hi, this is Julianne Dickey, We Care Medicare, your Medicare insurance advocate. Once a year, Medicare gives you this time frame from October 15th through December 7th. This is the time of year to review what you have, see if anything's changed from last year.

Your plan's drug list changes year to year. That's why the drug coverage is the first thing I look at. Have your doctors changed?

Have you seen a new specialist? Maybe you're thinking about seeing someone who's outside of your network. That also matters.

The plans change year to year. The premiums, co-pays, networks, and benefits. What fit you last year may not fit you this year.

That's exactly why Medicare gives you this time frame. So gather all of your medication lists and your doctors' names and let's review them together. This review costs you nothing.

I also offer educational workshops throughout the county. You can find locations, times, and dates on my website. Call me before December 7th and let's make sure your plan still fits your life.

Let's make Medicare make sense together.