Play video: Life Insurance and Your Legacy, 1:07

Life Insurance and Your Legacy

Julianne Dickey 1:07 September 25, 2026 Captions on

Life insurance isn't about dying. It's about the people who are living. Julianne Dickey explains term life, whole life, and policies that can also help with long-term care.

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I'm Julianne Dickey, We Care Medicare, your Medicare insurance advocate for the Central Coast. Life insurance isn't about dying, it's about the people who are living. There are a few different types of life insurance.

There's term life, which covers a set stretch of years when the need is biggest. Whole life covers you your whole life and it also builds cash value. There's another type of life insurance called universal life.

This combines whole and term life. There are hybrid policies that combine life insurance and long-term care coverage. You can use it for care if you need it and if you don't then your family gets the benefit.

Then there's final expense policies. They cover the goodbye, so your family doesn't have to think about it that week. Want to leave a legacy?

Protect what you've built? Let's design it on purpose. Give me a call.

A conversation is a good place to start

You don't have to work this out alone.

Tell Julianne what's changing in your life. Together, you can work through your coverage questions and next steps.

Contact Julianne

What would you like help with?

Send a message or request a conversation. Julianne will follow up with you directly.

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